Clark and Washington logo

Chattanooga Bankruptcy Research

Consumer Chattanooga Bankruptcy Information Center
Bankruptcy can be a complicated process. When considering a decision that will have such a significant impact on your life, it is to be expected that you will have many questions along the way. We have provided the answers to common questions about Chattanooga bankruptcy, as well as definitions and explanations of common terms and procedures, to help you make an informed decision.
If you have any additional questions, or if you are ready to file, contact us at 423-634-1910 or use our online form to schedule a free consultation with an experienced Tennessee bankruptcy lawyer.

Chapter 7 Bankruptcy in Tennessee
•  What Can Go Wrong in my Chapter 7 bankruptcy?
•  What Happens if my Family Income Changes After I File Chapter 7?
•  What Should I Expect After I File Chapter 7?
•  What is the Immediate Impact of my Chapter 7 Filing?

How Should I Prepare for my Chapter 7 Meeting of Creditors Hearing?
•  What Questions will the Chattanooga Bankruptcy Trustee Ask at my Chapter 7 Meeting of Creditors?
•  What is a “Reaffirmation Agreement” and How Does it Work?
•  What is the Financial Management Course Certificate I Need Prior to Discharge?
•  Can my Chapter 7 Trustee Re-Open my Chattanooga Bankruptcy Case After Discharge?
•  What Should I Do if I Forgot to List a Creditor and my Case is Now Over?

Chapter 13 Bankruptcy in Tennessee
•  What Can Go Wrong in my Chapter 13 Chattanooga bankruptcy?
•  What are the Solutions to Common Chapter 13 Problems?
•  What Happens if my Family Income Changes After I File Chapter 13?
•  What Happens After I File my Chapter 13 Chattanooga Bankruptcy Case?
•  What is the Immediate Impact of my Chapter 13 Filing?
•  How Can I Best Prepare for my Meeting of Creditors Hearing?
•  What Questions will the Trustee Ask at my Meeting of Creditors?
•  What are Objections to Confirmation and What Should I Do About Them?
•  What are the Requirements for Approval of my Chapter 13 Plan?
•  Can I Amend my Plan after Confirmation?
•  What are my Responsibilities After Confirmation Until the End of my Chattanooga Bankruptcy Case?

Making the Decision to File
•  Which type of bankruptcy makes the most sense for me? Chapter 7 or Chapter 13

What do the October, 2005 changes to the Bankruptcy Law mean to me?

What are my pre-Filing Credit Counseling Obligations?

Will any of my debts survive bankruptcy?

What if I change my mind - can I cancel my filing?


Bankruptcy Terminology
•  Glossary of important terms

•  What is “means testing” and how does it apply to me?


Notices issued by the Court and by Creditors
•  Who gets notified about my Chattanooga bankruptcy? (Will my bankruptcy be available to the general public?)

•  Will my employer be notified about my bankruptcy filing?

•  Will my ex-spouse be notified about my bankruptcy filing?

Special types of debt
•  Chattanooga Bankruptcy and child support or alimony

•  Child support

•  Alimony and property division

•  Bankruptcy and Student loans

•  Chattanooga Bankruptcy and past due taxes

•  Stopping evictions with bankruptcy

•  Co-signed debt

•  Debt arising from fraud or illegal activity

•  Debtor owed to relatives

Debt arising from vehicle repossession

Protecting my stuff
•  Will I lose any of my stuff?

6 Most Common pre-bankruptcy mistakes and how we solve these problems
•  Credit card binge debts

•  Recent repayment to relatives

I sold furniture or electronics that was subject to a secured lien

•  I filed a Chattanooga bankruptcy on my own and because I did not know what to do, the case was dismissed

•  Credit card balance transfers

•  Recent use of credit cards

Creditor misconduct in my Chattanooga bankruptcy case - what can I do?
•  Harassing phone calls

•  Seizure of checking account funds

•  Lawsuits

•  Post-bankruptcy creditor misconduct

Learn more about the process and impact of filing for bankruptcy in Chattanooga, TN, from Chattanooga bankruptcy experts at Clark & Washington.

Clark & Washington - Chattanooga Bankruptcy Lawyers

Bankruptcy in Tennessee